Car insurance in America for expatriates is an important matter that must be taken care of, as it is compulsory in most American states. Car insurance provides financial coverage in the event of an accident, including compensation for material and physical damage.
Car insurance conditions in America for expatriates
There are some conditions that must be met to obtain car insurance in America for expatriates, including:
- Obtaining a valid American driver’s license.
- Submit Form I-94 to enter the United States.
- Provide proof of residency in the United States, such as a rental contract or utility bill.
- Provide a clean driving record.
Types of car insurance in America for expatriates
There are two main types of car insurance in America, which we will learn about in the following lines in detail as follows:
- Comprehensive insurance: This type of insurance covers physical damage to the car, including damage resulting from accidents, fires, theft, and weather factors.
- Liability insurance: This type of insurance covers material and physical damage caused by the driver to others in the event of an accident.
Compare car insurance prices in America for expatriates
Car insurance prices in America for expatriates vary according to many factors, including:
- Car type and year of manufacture.
- Car value.
- Driver's driving record.
- History of previous accidents.
- The type of insurance chosen.
In general, car insurance prices in America for expatriates tend to be higher than insurance prices for American citizens.
Tips for obtaining car insurance in America for expatriates
Here are some tips for obtaining car insurance in America for expatriates:
- Get offers from several insurance companies before making a decision.
- Compare insurance prices and the features offered by each company.
- Read the terms and conditions carefully before signing the insurance contract.
- Ask the insurance company to provide a report on your previous accident history.
Car insurance companies in America
There are many car insurance companies in America that provide services to expatriates, including:
- Geico
- Progressive
- State Farm
- Allstate
- Farmers
- Liberty Mutual
- Nationwide
Car insurance prices in America
Auto insurance laws vary from state to state, but in general, you must have auto insurance that covers at least $250,000 in property damage and $50,000 in personal injury damage per person.
Compulsory car insurance in America
In all US states, except Missouri, car insurance is mandatory. This insurance is known as civil liability, and it covers damages to others in the event of an accident.
How do you get optional car insurance in America?
You can get optional auto insurance through an auto insurance company licensed in the United States. You can search for insurance companies online or through insurance price comparisons.